Taking care of your finances is not an easy task or at least not an enjoyable one in most cases! But what is easy, is the availability of credit, with high interest rates. When you couple that with a lack of understanding basic financial principals, you’ll find yourself falling into bad money habits and ultimately living deep in debt, way beyond your means.

To better understand your money habits, you have to look past your personal biases about money. To some, the pursuit of money is regarded as a drawback…..that it’s wrong or bad, or at best it’s a necessary evil! Your finances may not be the most exciting thing for you to deal with, but it’s not until you change how you view money that you can change your money habits.

“Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.”
— Aristotle

When you really stop to think about it, money is neither good nor bad. Money is a tool and like any other tool, if you don’t use a tool the right way, it can make the job harder. But, if you do use the tool in the right way, it will make the job much easier. Think about trying to dig a hole with the handle end of a shovel! Not only would it take longer to dig the hole, but you could also be hurt by using it the wrong way.

So, just like handling a tool the right way to get the best results, handling your money the right way will also give you the best results when it comes to your financial well-being. By thinking of money as a tool and using it properly, you’ll find yourself in better financial health and on your way to financial freedom!

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