When you don’t put much thought into how you’re using your money it can be financially disastrous. So staying on the right track with how you handle your money is of course important to your financial health. Being at the point where you know you have to make some changes, your motivation to improve your finances is what gets you started on the right track, but it’s your habits…..good money habits, that will keep you there.

As you know, habits can be good or bad and depending on which habits they are will determine your results in any area of your life. Sometimes you don’t even realize as you go about certain things throughout your day, how they have become engrained habits. They just become so much a part of your everyday life, that you can’t change them until you become aware of them.

“Success is fueled by being persistent and consistent.”
― Franklin Gillette

So of course there should be no surprise that the same holds true for your finances. If you recognize that you don’t have good money habits, you need to instill them by coming up with a plan and REPEATEDLY following through with that plan in the small steps that you take. The process is gradual, but it’s not until you recognize that you have bad money habits that you can start the process of replacing them with good ones.

Not having and keeping a budget, using credit cards for all your purchases, not having a list when you do your shopping, these are just a few habits that can be adjusted to make a big difference. Your money habits will be formed and the results you receive will all be based on what you repeatedly do with regards to your money. Like any habit, once bad habits are replaced by good ones, you won’t even have to think about them. It just becomes second nature!

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