The only way to reach a goal is to have a plan. Without a plan you’ll have a really difficult time accomplishing just about anything. Having a plan puts you in charge of where you want to go as opposed to circumstances in life aimlessly pushing and pulling you around. We all know that even when we do plan…things don’t always go to plan, but that’s NOT a reason to not have a plan.

Even if plans do need to change, by having set up a plan in the first place, it keeps your mind focused on the goals. Being focused on your goals will allow you to make adjustments to your plan when you have to in order for you to get back on track. That’s the beauty of having a plan. It gives you guidance to reach your goal, even when you hit setbacks and disappointments along the way.

“Success doesn’t just happen. It’s planned for.” – Anonymous

Of course, you may have to change direction and the change in direction may require more effort or cause a delay, but by knowing where you plan to go, you can find a way to get there. The important thing to remember is to not give up on yourself or your goals at the sight of any trouble. Just know that it’s part of the journey and by sticking to the plan, no matter how long it takes, you’ll get there.

It’s like taking a long road trip where you may encounter detours, traffic, weather conditions and of course the unexpected rest stops along the way, but no matter what gets thrown at you, you manage to get there. You need to think of your life plan and financial plan in the same way. Start from where you are now and envision what you want your future to look like and plan out your journey.

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