Our attitude is the most vital factor in determining our success, our relationships, our enjoyment of virtually everything about our life…including, (Yup! You guessed it) even our finances. The great news is that we get to select our very own attitude. Regardless of our current conditions, situations or our previous failures, we can choose to have a favorable outlook or a not so favorable outlook about them and whichever choice we make will have a direct effect on the outcome of our present and future results. Of course, the choice to develop and have a positive mental attitude is usually easier said than done. Especially, given the fact that each of our own individual experiences, conditions and/or circumstances can be understandably more challenging for some of us more than others. The truth is, whatever challenges we face can be overcome by re-programming or re-wiring our thoughts and how we think.

This Can Make All the Difference

To stop negative thinking can be difficult because of how your mind has become hardwired to think and respond in this way. Without realizing it, you end up filtering whatever you see and hear through this grid of negativity. To think and respond negatively is like a warm blanket, safe and familiar. It actually gives you comfort.

It’s somehow reassuring to think that your life is not changing because it can’t or that’s just the way it is. Sub-consciously those pessimistic ideas can be the excuse you use to stay passive and not leave the comfort of what you know. As crazy as that might sound, you actually sabotage yourself for fear of uncertainty or the un-known. There becomes more comfort in staying where you’re at than dealing with the pain of change.

“It is our attitude at the beginning of a difficult task which, more than anything else, will affect its successful outcome.” – William James

But making the decision to change is a necessary initial step toward improving your outlook about your finances and every other part of your life as well. You have to resolve to do whatever it takes to make that change! At any time you end up defaulting to negative thinking, immediately replace the negative thought with a positive one. Shifting pessimistic ideas with favorable ones, even in tiny ways, is a strong initial step to changing your outlook on your life and your finances.

Find someone you trust and who’ll let you know the truth to evaluate your attitude. You may need to provide that person permission to be entirely candid with you, without fear of offending or upsetting you. So that means you need to be open to hearing the feedback without getting upset or offended by it. Sometimes the truth hurts and you have to be prepared to hear it if you truly want to make the change.

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