Planning is something that varies with people. Some people have to plan everything out before taking any action and some people like to just “wing it” and not plan at all. In order to get anywhere, we need to have a plan on how to get there otherwise we could just end up going in circles or end just plain lost. Not having a plan is like being on a ship without a rudder we have no way of directing the ship to our destination. Without a plan, life just happens to us instead of us creating the life we want. If we want to improve our financial situation and get on the road to financial freedom, then we have to have a plan to get there. By creating a plan, it forces us to set up short term, mid-term and long-term goals which will help us see the bigger picture we have in mind more clearly. We have to think of it as the road map for our journey to our financial future.
Why You Need a Plan
The only way to reach a goal is to have a plan. Without a plan you’ll have a really difficult time accomplishing just about anything. Having a plan puts you in charge of where you want to go as opposed to circumstances in life aimlessly pushing and pulling you around. We all know that even when we do plan…things don’t always go to plan, but that’s NOT a reason to not have a plan.
Even if plans do need to change, by having set up a plan in the first place, it keeps your mind focused on the goals. Being focused on your goals will allow you to make adjustments to your plan when you have to in order for you to get back on track. That’s the beauty of having a plan. It gives you guidance to reach your goal, even when you hit setbacks and disappointments along the way.
“The sooner you start planning your life, the sooner you will live the life you dream of.” – Hans Glint
Of course, you may have to change direction and the change in direction may require more effort or cause a delay, but by knowing where you plan to go, you can find a way to get there. The important thing to remember is to not give up on yourself or your goals at the sight of any trouble. Just know that it’s part of the journey and by sticking to the plan, no matter how long it takes, you’ll get there.
It’s like taking a long road trip where you may encounter detours, traffic, weather conditions and of course the unexpected rest stops along the way, but no matter what gets thrown at you, you manage to get there. You need to think of your life plan and financial plan in the same way. Start from where you are now and envision what you want your future to look like and plan out your journey.
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