“We need to stop spending money we don’t have.” – Paul Ryan A fundamentally crucial part of the journey to financial well-being is the principal of spending less than you earn. And although there is no single road to financial well-being, that one principal is what sets you up to not only begin creating your […]
“Investing puts money to work. The only reason to save money is to invest it.” – Grant Cardone When you set up your budget, you find ways and areas to reduce your expenses. You get your spending under control, you live below your means, you find ways to increase your income, you get your debt […]
“Whether you are just entering the workforce or nearing retirement age, planning for the future is critical.” – Ron Lewis It’s never too soon to start saving for retirement! As a matter of fact, the earlier you start, the better off you’ll be when you reach those Golden Years. Or better yet maybe even retire […]
“You can’t be in debt and win. It doesn’t work.” – Dave Ramsey When the amount of your bills is greater than your income, it’s safe to say…you’re in trouble! The very simple concept of having more money going out than you have money coming in doesn’t take much to figure out. It’s when you […]
“Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it ensures the possibility of satisfying a new desire when it arises.” — Aristotle Taking care of your finances is not an easy task or at least not an enjoyable one in most cases! […]
“Stop buying things you don’t need to impress people you don’t even like.” – Suze Orman One of the biggest financial traps you can easily find yourself in is the trap of keeping up with the Jones’. By trying to keep up with the perceived lifestyle of others, you’ll undoubtedly end up overspending. Living below […]
“There are no shortcuts when it comes to getting out of debt.” – Dave Ramsey As a consumer, you have to spend your money on the things that you need, right? And (let’s face it) you enjoy spending money on the things that you want. While there’s nothing wrong with that, the problem comes when […]
“Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.” – Suze Orman Having some extra money set aside for those unexpected expenses is the only way to get out of debt, stay out of debt and above […]
“A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills.” – John Rampton A simple financial principle that many people don’t incorporate into their budget is to consider that saving […]
“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden Did you ever stop to think about where you get your ideas of what money means to you? What money is to you? And what does it do for you? Believe it or not, the […]