You might not realize it, but how you feel and think about money is the main reason for your financial situation. One way to help you realize and re-think your relationship with money is to get a different perspective from those who have already “been there and done that.” These 3 books have had a […]
What most people don’t realize about preparing and sticking to a financial budget is that it’s not only a tool for managing your money. It also instills good money habits. The thing is that those money habits don’t just stop at saving and spending, good money habits also play a role when it comes to […]
One of the most basic, fundamental things you can do to improve your financial situation is to conserve money. By consistently following some money saving tips you’ll start to see a considerable increase in the amount of cash you save. That savings can be used toward paying down debt, saving for emergency funds, saving for […]
When you don’t put much thought into how you’re using your money it can be financially disastrous. So staying on the right track with how you handle your money is of course important to your financial health. Being at the point where you know you have to make some changes, your motivation to improve your […]
As you take a close, hard and honest look at the things that you consider to be needs and wants, the choices and decisions may not, and in some cases, will not be easy. Those tough decisions will take having the right attitude, discipline and self control. It’s going to take an adjustment of how […]
An important distinction to understand is that needs and wants aren’t the same. As you read that sentence, you’re probably saying to yourself…everyone knows that, right!? And while you might know this intellectually, there is a good chance that you’re not being completely honest with yourself regarding the things that you buy, because you have […]
A fundamentally crucial part of the journey to financial well being is the principal of spending less than you earn. And although there is no single road to financial well being, that one principal is what sets you up to not only begin creating your wealth, but to also keep what wealth you attain along […]
There are so many different investment strategies out there that choosing the right one really comes down to deciding which type would fit you best. Whichever strategy……or strategies you decide to utilize, will depend on your comfort level of risk and effort (how hands on you care to be). The differences vary from high risk […]
Investing money is something many people shy away from for various reasons, one being that it can be overwhelming. Investing can be as simple or as complicated as you want it to be, the point is that your money needs to be utilized in a way that will allow it to grow and produce yields […]
When you set up your budget, you find ways and areas to reduce your expenses. You get your spending under control, you live below your means, you find ways to increase your income, you get your debt snowball rolling, you learn to pay yourself first to save for your emergency fund and of course…..you also […]