Debt. It’s a word that can bring stress and anxiety to many people’s lives. From student loans and credit card bills to car loans and mortgages, debt has become a common part of our financial landscape. But do you really understand the impact of debt on you? Debt can have a significant impact on your […]
Balancing a full-time job with a side hustle can be a challenge, but it is possible. With the right mindset and strategies, you can pursue your passion and earn extra income without sacrificing your career. First and foremost, it’s important to prioritize your main source of income. Your full-time job should come first, as it […]
(Tips for Managing Your Paycheck Like a Pro) Congratulations, you got paid! But now what? It’s tempting to spend your hard-earned money on fun things like new clothes or eating out, but it’s important to manage your paycheck wisely. In this article, we’ll share tips and tricks for managing your paycheck like a pro. Set […]
“Money is a terrible master but an excellent servant.” – P.T. Barnum There’s no denying it, managing your finances can be tough, but it’s also an essential part of life. If you’re looking to improve your budgeting skills, then you’re on the right track. Taking small, simple steps, can help you get your financial life […]
Too many people today don’t have an emergency fund or a savings account. Your emergency fund is the safety net in the event you get sick, lose your job, have unexpected car repairs, medical expense, etc. General guidelines you’ll hear from financial planners as to how much you should sock away into your emergency funds […]
A lot of people have a hard time understanding the phrase “pay yourself first”, let alone applying the concept. I’ll admit, even I struggled with it when I first heard it. Let’s face it, after paying the rent/mortgage, utilities, car payment, insurance, credit cards, etc., more often than not, there is never anything left over […]
All of us have a complex relationship with regards to money. How you acquire, spend and manage money is largely due to two factors: the nurturing you received during childhood about money and values, and the way you organized this information in your mind. At each end of the spectrum is financial insecurity. On one […]
“Most people work just hard enough not to get fired and get paid just enough money not to quit.” – George Carlin In today’s society, the vast majority of people have been sold the idea that you need to go to school, attend college, and get a good job. And that’s great! Except it doesn’t […]
“You become financially free when your passive income exceeds your expenses.” – T. Harv Eker I’m sure you’ve heard the term passive income before. And you might have even asked yourself, what is passive income exactly? Well…passive income is simply money that is made passively! And what does that mean?! Basically, it means that it’s […]
“Good debt is a powerful tool. But bad debt can kill you.” – Robert Kiyosaki For a lot of people today, debt is nothing more than an unavoidable part of life. It could even be how you pay for just about everything from the home you might be living in, to the car you drive […]