Score of 21: You are a Wealth Warrior!

Congratulations!

Your financial health is at a high point. You’re on the road to financial success!

You’ve mastered the art of budgeting and living within your means. Your retirement fund is growing. Your investments are thriving. You have a solid emergency fund nest egg. Long story short, you’re thriving!

Keep doing what you’re doing and watch your wealth continue to climb!

Score between 15-20: Good job! Your finances are stable.

Your financial situation is on the right track. You’re doing your best to pay off/stay out of debt and learn about budgeting. You’re able to save some money between paychecks and build up an emergency fund.

Your skills are strong, but there is still room for growth!

What’s the best way to grow?

The simplest way is consistency. Once you know where your money needs to go, everything else falls into place.

Pick one budgeting method that works for you. Stick with it, and watch your wealth grow.

Score between 7-14: Yikes! Your finances need help!

You know you need to do something about your financial situation, but you may not be sure where to start.

Living paycheck to paycheck, struggling with debt, and running out of money when you just need to buy one last thing for the week isn’t ideal!

Fortunately, you’ve come to the right place.

Kudos to you for recognizing the problem and looking for a way to fix it! Once you know what’s wrong with your financial situation, you can make a few small changes. And get rid of some of that money stress!

3 Tips to Reset Your Finances

1. Set up a budget. It doesn’t have to be restrictive. It’s simply a plan for every dollar. Calculate how much money you need for food and shelter. Put some money aside for your emergency fund. And when you’ve got your emergency fund set aside (financial gurus recommend $1000) it’s time to get rid of debt.

2. Reduce debt. Sometimes it feels like debt is a fact of life. And although it might take a while to pay down your existing debt, you’ll breathe easier when the debt is gone!

3. Put money aside for yourself. It’s easy to set up a super strict budget. However, if you don’t give yourself any wiggle room, you end up binge-spending because you just can’t resist. Give yourself a set amount of spending money so you can shop without blowing your budget!

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