Making Every Penny Count

Making Every Penny Count

“Money is a terrible master but an excellent servant.” – P.T. Barnum There’s no denying it, managing your finances can be tough, but it’s also an essential part of life. If you’re looking to improve your budgeting skills, then you’re on the right track. Taking small, simple steps, can help you get your financial life […]

The Benefits of Mindfulness

The Benefits of Mindfulness

“Mindfulness is a way of befriending ourselves and our experience.” – Jon Kabat-Zinn Have you ever found yourself feeling anxious, stressed, or overwhelmed by your thoughts? Perhaps you’ve felt like you’re stuck in a rut, unable to move forward or make positive changes in your life. These feelings are common, especially in today’s fast-paced and […]

Emergency Funds

Emergency Funds

Too many people today don’t have an emergency fund or a savings account. Your emergency fund is the safety net in the event you get sick, lose your job, have unexpected car repairs, medical expense, etc. General guidelines you’ll hear from financial planners as to how much you should sock away into your emergency funds […]

How Do You Pay Yourself First

Pay Yourself First

A lot of people have a hard time understanding the phrase “pay yourself first”, let alone applying the concept. I’ll admit, even I struggled with it when I first heard it. Let’s face it, after paying the rent/mortgage, utilities, car payment, insurance, credit cards, etc., more often than not, there is never anything left over […]

Your Relationship with Money

All of us have a complex relationship with regards to money. How you acquire, spend and manage money is largely due to two factors: the nurturing you received during childhood about money and values, and the way you organized this information in your mind. At each end of the spectrum is financial insecurity. On one […]

Take Action

Nothing Happens Until You Take Action

“One day or day one. You decide.” ― Anonymous Sometimes the “busy work” you do of planning or organizing your goals may seem like progress. Or the constant dreaming and analyzing of your ideas may seem justified and necessary. But no matter how much envisioning, planning, organizing or analyzing you do, nothing will change until […]

Have Confidence

What it Means to Have Confidence

“When you’re different, sometimes you don’t see the millions of people who accept you for what you are. All you notice is the person who doesn’t.”― Jodi Picoult Confidence is a quality, seen by others, as being anywhere from admirable to intimidating. Where you fall into that spectrum is partially due to your own level […]