Our attitude is the most vital factor in determining our success, our relationships, our enjoyment of virtually everything about our life…including, (Yup! You guessed it) even our finances. The great news is that we get to select our very own attitude. Regardless of our current conditions, situations or our previous failures, we can choose to […]
One of the most basic, fundamental things we can do is to conserve money. By consistently following a few money saving tips we’ll see a radical rise in the amount of cash we save, which can be used toward paying down debt, saving for emergency funds, saving for that vacation or for investing, depending on […]
Staying on the right track with how we handle our money is important to our financial health. Our motivation to improve our finances is what gets us started on the right track, but it’s our habits…good money habits, that will keep us there. As we know, habits can be good or bad and depending on […]
Having to limit our capacity to receive something now for the enjoyment of being able to have something better and bigger afterwards is difficult. Waiting patiently for the future to get what we want is the sacrifice we make by only getting what we need now. Imagining and envisioning our future is challenging for a […]
The idea of waiting for things to take place is almost inconceivable for many of us, especially when it comes to our financial future. After all, we know what we want and we want it now! That is the instant gratification mindset, which affects us in all different areas of our lives, not just our […]
When we take a close, hard and honest look at the things that we consider to be needs and wants, the choices and decisions may not, and in some cases, will not be easy. The things we thought were needs and are realized as wants, now have to be put off until we get ourselves […]
First, it is important to understand that needs and wants aren’t the same. As we read that sentence, we say to ourselves…everyone knows that! Again, while we might know this intellectually, there is a good chance that we’re not completely sincere with ourselves with regards to the things we buy. When it comes to our […]
Part of our journey to financial well-being is the principal of spending less than we earn. And although there is no single road to financial well-being, that one principal is what sets us up to not only begin creating our wealth, but to also keep what wealth we attain. That principal holds true whether we […]
Whichever strategy…or strategies we decide to utilize, will depend on our comfort level of risk and effort (how hands on we care to be). The important thing in all of this is getting all the information and/or help we need to educate ourselves enough to make the best decision based on our own individual desires. […]
Investing can be as simple or as complicated as we want it to be, the point is that our money needs to be utilized in a way that will allow it to grow and produce yields faster than inflation. Inflation is the reduced value of the dollar over time, so as the cost of living […]