“Good debt is a powerful tool. But bad debt can kill you.” – Robert Kiyosaki For a lot of people today, debt is nothing more than an unavoidable part of life. It could even be how you pay for just about everything from the home you might be living in, to the car you drive […]
“The simplest definition of a budget is telling your money where to go.” – Tsh Oxenreider Getting on the right path financially usually starts with setting yourself up on a budget. Since budgeting is known to be essential for your financial health, many people have either created or attempted to create an effective budget at […]
“Kindness in words creates confidence. Kindness in thinking creates profoundness. Kindness in giving creates love.” – Lao Tzu There are many different facets to saving money. Aside from saving to pay yourself first and saving to invest, there is also another key area of savings which is saving to give! Saving to give can be […]
“I often say that paying off your debt is like dieting. There are no miracle cures; it takes discipline and hard work.” – Lisa Madigan Lending institutions judge your financial aptitude by your credit score. Getting approved for a loan isn’t always an easy task. But increasing your credit rating will give you the best […]
“The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term, is the indispensable prerequisite for success.” – Brian Tracy In this new age of rapid information, rapid implementation and rapid results, the virtue of patience took a back seat. In fact, the idea […]
“Investing puts money to work. The only reason to save money is to invest it.” – Grant Cardone When you set up your budget, you find ways and areas to reduce your expenses. You get your spending under control, you live below your means, you find ways to increase your income, you get your debt […]
“Whether you are just entering the workforce or nearing retirement age, planning for the future is critical.” – Ron Lewis It’s never too soon to start saving for retirement! As a matter of fact, the earlier you start, the better off you’ll be when you reach those Golden Years. Or better yet maybe even retire […]
“Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it ensures the possibility of satisfying a new desire when it arises.” — Aristotle Taking care of your finances is not an easy task or at least not an enjoyable one in most cases! […]
“Stop buying things you don’t need to impress people you don’t even like.” – Suze Orman One of the biggest financial traps you can easily find yourself in is the trap of keeping up with the Jones’. By trying to keep up with the perceived lifestyle of others, you’ll undoubtedly end up overspending. Living below […]
“There are no shortcuts when it comes to getting out of debt.” – Dave Ramsey As a consumer, you have to spend your money on the things that you need, right? And (let’s face it) you enjoy spending money on the things that you want. While there’s nothing wrong with that, the problem comes when […]