Reading or listening to books is an awesome way to gain knowledge and understanding from others who have already been through what you’re trying to achieve. So naturally, understanding how to take control of your financial future and learning how to get your money to work for you is no different. Following the wisdom and […]
A sure way to get out of a negative rut in life is to find a way to have positive thoughts. The road to developing a positive mental attitude frequently requires a network of supporters by having a person or people that you allow to hold you accountable for catching you when you sound negative. […]
What most people don’t realize about preparing and sticking to a financial budget is that it’s not only a tool for managing your money. It also instills good money habits. The thing is that those money habits don’t just stop at saving and spending, good money habits also play a role when it comes to […]
One of the most basic, fundamental things you can do to improve your financial situation is to conserve money. By consistently following some money saving tips you’ll start to see a considerable increase in the amount of cash you save. That savings can be used toward paying down debt, saving for emergency funds, saving for […]
When you don’t put much thought into how you’re using your money it can be financially disastrous. So staying on the right track with how you handle your money is of course important to your financial health. Being at the point where you know you have to make some changes, your motivation to improve your […]
A fundamentally crucial part of the journey to financial well being is the principal of spending less than you earn. And although there is no single road to financial well being, that one principal is what sets you up to not only begin creating your wealth, but to also keep what wealth you attain along […]
It’s never too soon to start saving for retirement! As a matter of fact the earlier you start, the better off you’ll be when you reach those Golden Years. Or better yet, maybe even retire early! Unfortunately, it’s all too common that retirement savings are not made a priority by most young adults. It’s understandable […]
Once you realize you’re in a debt spiral, you need to figure out how and where you’re spending your money and what adjustments can be made to stop the madness. This is where you need to be creative and/or make some tough choices (or sacrifices), whether you like it or not. For example, bring coffee […]
Taking care of your finances is not an easy task or at least not an enjoyable one in most cases! But what is easy, is the availability of credit, with high interest rates. When you couple that with a lack of understanding basic financial principals, you’ll find yourself falling into bad money habits and ultimately […]
Let’s face it! Every time you get some extra money, you get the urge to spend it. You get a pay raise, so you go and finance a new car! You get a bonus and you go on that exotic vacation! If you get an extra $5 in your pocket….you always find something you “want” […]