When getting started on the road to building wealth, having a plan for your money and making the decision to save for an emergency fund is where it begins. There are different ways to go about deciding how much to contribute to your emergency fund depending on what works for you. There are so many […]
Saving money is the first step to financial freedom and unfortunately it’s something that many people struggle with. They struggle because they don’t have a plan for how to save and how much to save. The “how to” for saving comes from instilling the habit of paying yourself first. Once you come to realize “how”, […]
You might not have given much thought as to how you treat your money and how that affects how your money will treat you in return. To set yourself up for future financial stability, financial well-being requires a healthy relationship with your money. If you treat your money right, your money will treat you right. […]
It’s too late to prepare for opportunities when they come, that’s why we have to prepare for them before they show up. We often live our lives hoping for that big opportunity to come our way, we dream of what we would or could do if we were given a chance. Many of us may […]
Patience is a virtue. Who hasn’t heard those words before? Those words are deeply rooted in many of our minds, but the behavior, the true practice of patience is just another personality trait which has fallen by the wayside. Our hurried, over-scheduled way of life where everything has to happen instantly is taking its toll […]
To be consistent in the things we do has many great advantages and people who consciously practice being consistent, know it! So, if we’re serious about change in any area of our life, we need to be constantly and regularly performing good habits. By doing that, we’ll find whatever we’re looking to achieve will take […]
Any type of personal success can’t be achieved without self-discipline, whether the success we’re striving for has to do with our career, our health, fitness, even our finances. It is probably one of the most, if not the most important quality necessary to achieve excellence in anything we do. We might think that natural talent […]
All individuals have habits! A habit is defined as a recurrent, often subconscious pattern of behavior that’s obtained through frequent repetition. To put it simply, it’s repeatedly performing the very same things over and over without thinking about it, like nail biting or snacking on food. Over spending our money can also fall into that […]
It may be harder than ever before to get approved for a loan today but increasing your credit rating will give you the best chance. There are various ways that you could improve your credit score and of course among the best is to always pay your debts on time. By paying off credit cards […]
No matter what our financial situation is, knowing and recognizing the difference between assets and liabilities plays a crucial part for creating wealth in our journey to financial freedom. Acquiring assets, whether we purchase or create them, is not only about how we invest our money, but also how we invest our time. We don’t…and […]