What is confidence? Does having confidence mean that we have specific knowledge, necessary skills or certain abilities? Although some or all of those qualities may help, they are not necessary for us to have confidence. Despite what some of us may believe, it is possible to have confidence in ourselves even though we may not […]
By establishing goals based on our vision, it gives us real targets to shoot for and as we achieve our goals we will move our vision closer and closer to reality. Nothing in our imagination or our vision can ever become reality unless we take the necessary action. What we’ll find as we create our […]
It’s too late to prepare for opportunities when they come, that’s why we have to prepare for them before they show up. We often live our lives hoping for that big opportunity to come our way, we dream of what we would or could do if we were given a chance. Many of us may […]
Having a plan puts us in charge of where we want to go as opposed to circumstances in life aimlessly pushing and pulling us around. We all know that even when we do plan…things don’t always go to plan, but that’s NOT a reason to not have a plan. Even if plans do need to […]
Planning is something that varies with people. Some people have to plan everything out before taking any action and some people like to just “wing it” and not plan at all. In order to get anywhere, we need to have a plan on how to get there otherwise we could just end up going in […]
Paralysis of Analysis – Evaluation paralysis is where you can’t take any actions because of overthinking the details or over preparation and it’s one of the most notorious actions killer we could ever possibly have. Planning is always helpful when we’re starting a brand-new project, but we shouldn’t let it get to the point where […]
To help create a spending budget that’s not just sensible, but also effective, we need to start by calculating our income. Once we’ve calculated our income, then we can list our expenses by first making a list of our fixed expenses such as rent or mortgage payments, automobile payments, insurance premiums, etc. After that, we […]
Aside from saving to pay ourselves first and saving to invest, there is also another key area of savings which is saving to give! Saving to give can be a difficult concept to grasp for many of us who are struggling just to keep our heads above water…and understandably so. In order to give financially, […]
There are a couple of ways to go about paying yourself first depending on your situation and personality. If you have the discipline of being able to manage your money without being tempted to spend before you save or spend what you save, then a more manual approach to paying yourself first can work. It’s […]
It’s sometimes hard not to compare what you have or don’t have with what you see around you. Life has a way of bombarding you with elaborate lifestyles and luxuries of the rich and famous and even not so famous people. From celebrities and professional athletes to founders and CEO’s of Fortune 500 companies to […]