A good part of setting ourselves up for financial freedom comes from being able to leave the past behind us, look past today and envision the future that we want. For a lot of people, visualization comes naturally, but for others, engaging in visual creative thinking is tough. How can we set goals for ourselves […]
We all have moments where we experience change in many areas of our lives…where we live, our beliefs, our careers, our health, our friendships and the list goes on. We sometimes choose to make those changes willingly and sometimes they are forced upon us from the outside. In either case, it can be a struggle […]
A lot of us have been sold the idea that we need to go to school, attend college, get a 9-5 job that we end up working for years until we can (hopefully) save enough money to retire, leaving us to do what we enjoy when we’re old. Who the heck wants to live like […]
Gratitude unlocks the fullness of life. Consider how simple it is for life to fly by…getting caught up in the rat race, being stuck in our daily routines sprinkled with a vacation or two if we’re lucky enough and all for the sake of just getting through another day. After a while it can get […]
Many of us have either created or attempted to create an effective budget at some point. For those of us who have, budgeting or “good money management” is probably one of the most difficult things we face in dealing with our finances. What we need to realize is that successful budgeting is key to good […]
How many times do we feel we do not have what we want in our life? We find that it’s in lack, and we feel our existence for it lacks. How often do we find ourselves thinking about money and for many of us, the scarcity of it? Based on the first question, I would […]
The idea of waiting for things to take place is almost inconceivable for many of us, especially when it comes to our financial future. After all, we know what we want, and we want it now! That is the instant gratification mindset, which affects us in all different areas of our lives, not just our […]
Part of our journey to financial well-being is the principal of spending less than we earn. And although there is no single road to financial well-being, that one principal is what sets us up to not only begin creating our wealth, but to also keep what wealth we attain. That principal holds true whether we […]
Living below our means is the basis of financial freedom. Once we learn to live below our means, we can stop getting into debt, begin paying off any debt we currently have and start putting money aside for saving and investing. If we’re living above our means it is going to mean more stress, more […]
Consumer debt is a killer when it comes to savings goals and overall financial well being! Whether we’re saving for emergency funds or investing funds or whatever fund we’re trying to set goals for, consumer debt will hold us down and must be greatly reduced if not completely eliminated in order to achieve financial freedom. […]