Credit cards are convenient for making purchases, as well as a great way to help build your credit. They can also be a great way to rack up debt if you’re not careful. The tips below will help make it easier to use your credit cards responsibly and avoid any potential problems with them in […]
All of us have a complex relationship with regards to money. How you acquire, spend and manage money is largely due to two factors: the nurturing you received during childhood about money and values, and the way you organized this information in your mind. At each end of the spectrum is financial insecurity. On one […]
“The slightest adjustments to your daily routines can dramatically alter the outcomes in your life.” – Darren Hardy It comes as no surprise and it’s obviously safe to say that all individuals have habits! Most often, habits tend to be recognized as being bad, but as you know habits can also be good. Regardless of […]
“The simplest definition of a budget is telling your money where to go.” – Tsh Oxenreider Getting on the right path financially usually starts with setting yourself up on a budget. Since budgeting is known to be essential for your financial health, many people have either created or attempted to create an effective budget at […]
“If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable.” – T. Harv Eker Do you ever have those moments when you feel like you do not have the things that you want in your life? You […]
“Success is fueled by being persistent and consistent.” ― Franklin Gillette When you don’t put much thought into how you’re using your money it can be financially disastrous. So, staying on the right track with how you handle your money is of course important to your financial health. Being at the point where you know […]
“You can’t be in debt and win. It doesn’t work.” – Dave Ramsey When the amount of your bills is greater than your income, it’s safe to say…you’re in trouble! The very simple concept of having more money going out than you have money coming in doesn’t take much to figure out. It’s when you […]
“Stop buying things you don’t need to impress people you don’t even like.” – Suze Orman One of the biggest financial traps you can easily find yourself in is the trap of keeping up with the Jones’. By trying to keep up with the perceived lifestyle of others, you’ll undoubtedly end up overspending. Living below […]
“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden Did you ever stop to think about where you get your ideas of what money means to you? What money is to you? And what does it do for you? Believe it or not, the […]
All individuals have habits! A habit is defined as a recurrent, often subconscious pattern of behavior that’s obtained through frequent repetition. To put it simply, it’s repeatedly performing the very same things over and over without thinking about it, like nail biting or snacking on food. Over spending our money can also fall into that […]