How Do You Pay Yourself First

Pay Yourself First

A lot of people have a hard time understanding the phrase “pay yourself first”, let alone applying the concept. I’ll admit, even I struggled with it when I first heard it. Let’s face it, after paying the rent/mortgage, utilities, car payment, insurance, credit cards, etc., more often than not, there is never anything left over […]

How Do You Pay Yourself First

“A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills.” – John Rampton A simple financial principle that many people don’t incorporate into their budget is to consider that saving […]

Where is Your Focus on Money

Having a money focused mindset isn’t about being greedy. Any successful investor will tell you fear, and greed are the two biggest enemies when it comes to money. Having a money focused mindset is just that, focusing on our money! Aside from burying our heads in the sand and ignoring our money, we can also […]

Every Little Bit Helps!

Increasing our income doesn’t have to be a significant increase. We don’t need to get too caught up in how much we’re able to increase our income at this point, but more about using that extra income toward paying off debt or putting it toward savings or investing goals. There are so many different ways […]