“You become financially free when your passive income exceeds your expenses.” – T. Harv Eker I’m sure you’ve heard the term passive income before. And you might have even asked yourself, what is passive income exactly? Well…passive income is simply money that is made passively! And what does that mean?! Basically, it means that it’s […]
“Good debt is a powerful tool. But bad debt can kill you.” – Robert Kiyosaki For a lot of people today, debt is nothing more than an unavoidable part of life. It could even be how you pay for just about everything from the home you might be living in, to the car you drive […]
“Kindness in words creates confidence. Kindness in thinking creates profoundness. Kindness in giving creates love.” – Lao Tzu There are many different facets to saving money. Aside from saving to pay yourself first and saving to invest, there is also another key area of savings which is saving to give! Saving to give can be […]
“Success is fueled by being persistent and consistent.” ― Franklin Gillette When you don’t put much thought into how you’re using your money it can be financially disastrous. So, staying on the right track with how you handle your money is of course important to your financial health. Being at the point where you know […]
“Whether you are just entering the workforce or nearing retirement age, planning for the future is critical.” – Ron Lewis It’s never too soon to start saving for retirement! As a matter of fact, the earlier you start, the better off you’ll be when you reach those Golden Years. Or better yet maybe even retire […]
“There are no shortcuts when it comes to getting out of debt.” – Dave Ramsey As a consumer, you have to spend your money on the things that you need, right? And (let’s face it) you enjoy spending money on the things that you want. While there’s nothing wrong with that, the problem comes when […]
“Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.” – Suze Orman Having some extra money set aside for those unexpected expenses is the only way to get out of debt, stay out of debt and above […]
“A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills.” – John Rampton A simple financial principle that many people don’t incorporate into their budget is to consider that saving […]
We don’t always know when, where or how opportunities will present themselves and that’s why it is so important to be ready, willing and able to answer the call when it does show up. If we’re not, then we won’t answer the call and the opportunity will inevitably move on to someone else who is. […]
To be consistent in the things we do has many great advantages and people who consciously practice being consistent, know it! So, if we’re serious about change in any area of our life, we need to be constantly and regularly performing good habits. By doing that, we’ll find whatever we’re looking to achieve will take […]