When we envision the future, we imagine a “perfect picture” of doing exactly what we want to do. It’s actually more like a movie than a picture playing out in our minds creating a pattern in our brain of performing the actions as if we are actually doing them. By doing this, we allow ourselves […]
In order to repeatedly practice good habits, we have to first realize that self-discipline is more specifically about being able to control our impulses, behavior and even our emotions. It’s the ability to resist the desire of instant gratification today for the satisfaction of fulfilling our more meaningful, long-term goals of tomorrow. Self-discipline provides us […]
Any type of personal success can’t be achieved without self-discipline, whether the success we’re striving for has to do with our career, our health, fitness, even our finances. It is probably one of the most, if not the most important quality necessary to achieve excellence in anything we do. We might think that natural talent […]
Emotional intelligence is the capacity to identify, comprehend, and manage our own feelings and the feelings of individuals in manners that are positive. We may think that being book smart and having a high intelligence quotient or IQ will guarantee a happy, successful and fulfilled life. If we look around, there is an assortment of […]
Going through the day to day routines of life, our children, our significant other, our job, and even our dog always seem to come first. But it’s important to remember our well-being, our inner and outer self is just as important and should be our priority, in order that we could be the very best […]
What is passive income exactly? Passive income is simply money that is made passively! And what does that mean?! Well…basically, it is money that’s created by doing as little work or the most minimum amount of work possible. Unlike a job where we have to work in order to earn an income, passive income comes […]
It may be harder than ever before to get approved for a loan today, but increasing your credit rating will give you the best chance. There are various ways that you could improve your credit score and of course among the best is to always pay your debts on time. By paying off credit cards […]
We set up our budget, we find ways and areas to reduce our expenses, we get our spending under control, we live below our means, we find ways to increase our income, we get our debt snowball rolling, we learn to pay ourselves first to save for our emergency fund and of course…save to invest! […]
Living below our means is the basis of financial freedom. Once we learn to live below our means, we can stop getting into debt, begin paying off any debt we currently have and start putting money aside for saving and investing. If we’re living above our means it is going to mean more stress, more […]
Consumer debt is a killer when it comes to savings goals and overall financial well being! Whether we’re saving for emergency funds or investing funds or whatever fund we’re trying to set goals for, consumer debt will hold us down and must be greatly reduced if not completely eliminated in order to achieve financial freedom. […]